Products & Services
Personal Accounts
Personal Checking
- $100 minimum opening deposit
- Average daily balance of $500 to avoid a monthly service charge of $10
- Free E-statement or $3 fee for paper statement
- No Interest
- Free online banking with bill pay
- Free mobile banking
- MasterCard Debit Card
- First order free starter checks
Senior Checking (55 & Over)
- $100 minimum opening deposit
- Average daily balance of $500 to avoid a monthly service charge of $7
- Free E-statement or $3 fee for paper statement
- Earns Interest
- Free online banking with bill pay
- Free mobile banking
- MasterCard Debit Card
- First order free starter checks
- Free official checks
Interest Checking
- $100 minimum opening deposit
- Average daily balance of $2,500 to avoid a monthly service charge of $15
- Free E-statement or $3 fee for paper statement
- Tiered Interest Rates paid on average daily collected balances of $2,500 or more
- Free online banking with bill pay
- Free mobile banking
- MasterCard Debit Card
Personal Savings
- $100 minimum opening deposit
- Average daily balance of $500 to avoid a monthly service charge of $5
- Free E-statement or $3 fee for paper statement
- Earns Interest
- Free online banking
- Free mobile banking
Youth Savings
- $25 minimum opening deposit
- Free E-statement or $3 fee for paper statement
- Earns Interest
- Free online banking
- Free mobile banking
Health Savings Account (HSA)
A Health Savings Account (HSA) offers you the ability to save for your health care deductible and pay for qualified medical expenses. There are tax savings for eligible customers.
- $100 minimum opening deposit
- No monthly service charge
- Free E-statement or $3 fee for paper statement
- Earns Interest
- MasterCard Debit Card
- Tax –Free withdrawals for qualified medical expenses. Visit www.irs.gov for a complete list of qualified expenses.
- Tax deductible contributions up to the annual contribution limit. Visit www.irs.gov for information about contribution limits.
Consult with your tax advisor or health insurance provider for more information.
Eligibility
- You are covered under a high-deductible health plan (HDHP)
- You are not covered under another type of health plan that is not an HDHP (certain exceptions apply)
- You are not enrolled in Medicare
- You may not be claimed as a dependent on another individual’s tax return
Personal Money Market Account
- $100 minimum opening deposit
- Average daily balance of $2,500 to avoid a monthly service charge of $15
- Free E-statement or $3 fee for paper statement
- Tiered Interest Rates paid on average daily collected balances of $2,500 or more
- Free online banking
- Free mobile banking
Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)
- $1,000 minimum opening deposit
- Competitive interest rates
- Available in a variety of terms
- Automatically renewable for your convenience with a 10 day grace period
- A penalty may be imposed for early withdrawal
Business Accounts
Economy Business Checking
- $100 minimum opening deposit
- Average daily balance of $500 to avoid a monthly service charge of $10
- 250 transactions free –/$.50 for any transactions over 250. (Items include deposits, checks, deposited items, debits & credits)
- Free E-statement or $3 fee for paper statement
- No Interest
- Free online banking with bill pay
- Free mobile banking
- MasterCard Debit Card
Small Business
- $100 minimum opening deposit
- Average daily balance of $5,000 to avoid a monthly service charge of $15
- 500 transactions free/$.50 for any transactions over 500. (Items include deposits, checks, deposited items, debits & credits)
- Free E-statement or $3 fee for paper statement
- No Interest
- Free online banking with bill pay
- Free mobile banking
- MasterCard Debit Card
Commercial Checking
- Earnings credit allowance is calculated on the average collected balance less a 10% reserve requirement and applied to offset fees
IOLTA Checking
Commercial Interest Checking
- $100 minimum opening deposit
- Average daily balance of $5,000 to avoid a monthly service charge of $25
- 500 transactions free/$.50 for any transactions over 500. (Items include deposits, checks, deposited items, debits & credits)
- Free E-statement or $3 fee for paper statement
- Tiered Interest Rates paid on average daily collected balances of $2,500 or more
- Free online banking with bill pay
- Free mobile banking
- MasterCard Debit Card
Commercial Money Market Account
- $100 minimum opening deposit
- Average daily balance of $2,500 to avoid a monthly service charge of $15
- Tiered Interest Rates paid on average daily collected balances of $2,500 or more
- Free E-statement or $3 fee for paper statement
- Free online banking
- Free mobile banking
Commercial Savings
- $100 minimum opening deposit
- Average daily balance of $500 to avoid a monthly service charge of $5
- Free E-statement or $3 fee for paper statement
- Earns Interest
- Free online banking
- Free mobile banking